Split expenses.
Not friendships.
Create a group, add expenses, know exactly who owes what, and settle without the awkward maths.
Built for trips, roommates, friends and everyday expenses.
Start with the group,
not a signup form.
Create or join a group, add people and start tracking shared expenses. Create an account later when you want to sync and keep everything.
From expense to settled in five simple steps.
Trips, roommates, couples, friends or everyday expenses.
Enter what was paid and who participated.
Equal, exact amounts, percentages or shares.
Everyone knows exactly who owes what.
Use smart settlement and UPI handoff when ready.
Split now. Sign up later.
Create or join a group, add expenses and settle up — no account required.
Guest groups
Start a group instantly without filling out signup forms, providing passwords, or waiting for verification emails.
Invite links
Share an invite with friends or roommates. The app checks the invitation before the recipient reviews and confirms joining.
Create an account later
Start splitting as a guest. Create an account later to save and recover your groups across devices.
Sync & keep groups
When you eventually sign up, seamlessly link your guest groups to your account without losing your expense or settlement history.
Split expenses your way.
Every expense is different. VikSplitX gives your group four intuitive ways to divide costs fairly.
Equal
Split the total evenly between everyone.
Exact
Enter exactly how much each person owes.
Percentage
Divide an expense using percentages.
Shares
Split using flexible ratios and shares.
Everyone knows exactly who owes what.
VikSplitX keeps the maths out of the group chat. Every payment and split contributes to one clear balance for each member.
Fewer payments.
Zero confusion.
Instead of everyone paying everyone back and forth, VikSplitX computes simplified settlement suggestions directly between members to clear group balances with fewer payments.
VikSplitX pre-fills the payee details and amount, then hands execution to your installed payment app.
Settlement that fits how India already pays.
Ready to settle? VikSplitX can hand the payment off to a supported UPI app. Payment authentication stays with your payment provider.
VikSplitX does not hold user money, operate a wallet, or ask for your UPI PIN, banking password, OTP, or card PIN.
Simple today.
Smarter tomorrow.
Core expense splitting stays free. Prime is planned to add smarter tools for groups that want more automation and insight.
Expense tracking without becoming your bank.
Your money stays yours
VikSplitX tracks shared expenses and settlements. It is not a wallet and does not hold group money.
Payment secrets stay out
Never enter a UPI PIN, banking password, payment OTP or card PIN into VikSplitX.
Start without an account
Guest-first groups let you begin splitting before deciding whether to create an account.
Split now. Sign up later.
Create a group, add expenses and settle up without turning shared money into complicated maths.